NYC HONOR × SIRMIUM CAPITAL

Financial Literacy &
NIL Tax Education

Exclusive curriculum for NYC Honor athletes. Learn wealth management, NIL tax strategy, and financial decision-making before you even graduate.

The Curriculum

6-Module Honor System

Each module unlocks progressively. Complete quizzes to advance. Built by fiduciary advisors — not influencers.

Money Fundamentals

Budgeting, saving, compound interest, and why your first dollar matters more than your last.

Foundation

Understanding NIL

What is NIL? How deals work. What to look for in a contract. Red flags every athlete should know.

NIL Basics

Taxes for Athletes

Self-employment tax, quarterly estimates, deductions, and how to avoid the #1 mistake young athletes make.

Tax Strategy

Building Credit

Credit scores, responsible usage, how credit impacts your future — from apartments to business loans.

Credit

Investing 101

Index funds, compound growth, risk vs. reward. How to make your NIL money work for you long-term.

Investing

Protecting Your Wealth

Insurance, estate basics, avoiding scams, and building a financial team you can trust.

Protection

📈 NIL Tax Estimator

See what you actually keep after taxes

Expected NIL Income (Annual)

Filing Status

State

Gross NIL Income —

Federal Tax (Est.) —

Self-Employment Tax —

State Tax (Est.) —

                        Your Take-Home
                        —
                    

⚠ This is an estimate for educational purposes only. Actual taxes depend on your full financial situation. Consult a qualified tax professional for personalized advice.

The Honor System Lesson: If you earn $25,000 in NIL income, you could owe ~$6,000+ in taxes. Always set aside 25-30% of every payment.

Your Progress

Honor System Certification

Complete all 6 modules to earn your Financial Literacy Certificate — recognized by NYC Honor coaches.

0% Complete — 0 of 6 modules

Enrolled

Module 2 Complete

Module 4 Complete

Certified 🏆

Financial Literacy &NIL Tax Education